Pre-Need Funeral Plans

Pre-Need Funerals

Pre-arranging your funeral or pre-arranging your direct cremation allows you to fix the costs of your service and takes the weight from your family’s shoulders, giving you peace of mind that everything is taken care of.

As your local, family run, independent funeral director, A.R. Adams offers competitive and secure pre-need funeral plans that cover your funeral costs (as specified in the plan paperwork) as long as we carry out the funeral and your requirements don’t change.

The benefits of taking out a funeral plan include:

  • Pre-arrange the details of your funeral and include any special wishes
  • Make financial provision for your funeral
  • Choose your funeral director in advance

A.R. Adams funeral plans provide outstanding financial security for your money. All funeral plan pre-payments are held securely in individual whole of life assurance policies. Backed by a trusted, national provider, our funeral plans are provided by Ecclesiastical Planning Services Limited, one of the UK’s leading funeral plan providers and part of a specialist, UK-based financial services group.

Bespoke or set plans

As well as offering set pre-need plans covering everything from a direct cremation (unattended funeral) to a more traditional funeral service, A.R.Adams are also able to create a bespoke funeral plan that covers just what you want it to.

If opting for one of out set pre-need plans this can be taken out online, or in person.  If you prefer something more bespoke, please contact us to arrange an appointment.

Flexible payment options

You can choose to pay for your funeral plan by lump sum or in instalments. There is an
additional cost for paying by instalments over a 12 month period.

Ecclesiastical Planning


Our pre-paid funeral plans are provided by a trusted national provider, Ecclesiastical Planning Services.

As one of the UK’s leading funeral plan providers and part of a specialist, UK-based financial services group, Ecclesiastical Planning Services has supported pre-payment funeral plans
since 1992. When you take out a funeral plan with A.R.Adams, Ecclesiastical Planning Services arranges for the funds to be securely held in individual whole of life assurance policies.

Every penny of the full value of your plan, excluding the management fee, is ring-fenced and cannot be used for anything but your funeral when the time comes.

Ecclesiastical Planning Services is part of a large Group that gives available profits to charity. In addition, Ecclesiastical Planning Services is recognised by the National
Association of Funeral Directors for treating customers fairly, and offering funeral plans which are financially secure and responsibly administered (2022).

Pre-Need Funerals

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